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The average APR on such a transaction is 23.68 percent, according to a 2017 survey by Credit That’s nearly eight percentage points higher than today’s average credit card APR.While credit companies typically want you to pull out their credit card for a purchase, the payment networks — American Express, Discover, Mastercard and Visa — won’t approve transactions that are treated as high-risk activities or run afoul of federal law, even if state laws allow it.

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It’s a pricey way to play because most credit cards charge interest on cash advances immediately after the advance is issued.

In addition, you’re likely to be charged an ATM fee from your bank plus a surcharge from the company that owns the ATM.

It turns out there are some things credit cards won’t buy.

So you leave home without them, to riff off of American Express’ old catchphrase.

Visa declined to comment, while Mastercard and Discover did not respond to inquiries about their online pornography purchase policies. that permit customers to gamble directly with credit cards,” says Steve Doty, a spokesman for the American Gaming Association.

Adam Gault/Getty Images If you need chips for that high-stakes poker game, better bring cash. However, credit cards do allow cash advances from ATMs, he says.

With a cash advance, those fees plus the accrued interest charges on the cash advance can quickly add up.

Bloomberg/Getty Images Think today might be your lucky day? Many card companies, and several states including California, Colorado, Connecticut, Georgia, Iowa and Wisconsin, prohibit the purchase of lotto tickets with credit cards.

If you do defy the odds, make sure you put your windfall to work so it continues to grow.

rubberball/Getty Images People who want to leave the past behind may find a previous arrest isn’t so easy to shake.

Both companies prohibit cardholders from buying lottery tickets with their credit cards.

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